in late 2013 in texas via a "turnkey provider".I completely bought into the cash flow is the key to REI (real estate investing) philosophy especially since California properties are overpriced and cannot cash flow.  

My philosophy is to pay people to do what they do best and I'll stick to doing what I do best.

Your whole paycheck, any side-business money, all your emergency funds.Some people are afraid of this philosophy, and there are a few reasons to express a certain amount of caution, but if you make more than you spend, you won't be hurt by this philosophy. 

His philosophy is that debt=risk and that risk can hurt you in the long run, to whereas if you bootstrap your business, then risk is minimal and if you don't make it then you haven't put you and your family in a mess.

It’s just my own philosophy.  

Totally agree with your philosophy; at no point does anyone with credibility say "do *THIS* and watch what happens next!"

And I'm proud to say I both 1) Achieve and infinite rate of return and 2) Properly count and compensate all my hours.Try it: you might be surprised at how it changes your philosophy of investing! 

Aside from crossing fingers for luck, it is very difficult to be successful if you don't have a business model and philosophy where you can see your business model and philosophy will give you the end results you want.My point for saying that is; you can argue with me and tell me I am giving you crazy numbers, or my business model won't work in your area, but you cannot be successful with my business model if you cannot; 1st) see that it does work and 2nd) see how you can make it work for you in your area.There may be a need to change the type of properties so that you have better tenants, or maybe you ill make only 20% of what my numbers portray, but even a 5% increase is something that should not be ignored.

I  prescribe to a 3,000 year old investment  Philosophy that basically says divide your wealth in 3 even parts 1 part real estate 1 part business 1 part reserves.

I don’t agree with the philosophy of “figure it out” at all.