My realtor provided me with three names of folks he has worked with which is helpful.I spoke with the first one (who is a mortgage broker so not tied to one particular bank) and he said I would need to put 25% down on a vacation/2nd home, or at least 20%.

extracting appreciation can allow me to ski or vacation.  

While Vegas might feel like a good choice because it’s closer, let me make the case for Panama City Beach or Destin—they’re the kind of spots that could turn your first investment into a major win.Here’s the thing: PCB and Destin aren’t just beach towns—they’re vacation magnets.

Things like your vacations, entertainment, toys, food, clothes, housekeeping, pets, guns etc.

This adjustment stabilizes income for many, and a healthier vacation rental market is anticipated by next year.

I'd share that if I did, I'd be prepared to pay them to vacate.

Are there specific methods you're interested in (BRRRRs, vacation rentals, flips, etc)? 

For the experienced cohosts in the group, I’d love to get your thoughts on payment processing options for cohosting companies (LLCs) that position themselves as property management companies but operate without a broker’s license.As an investor and soon-to-be STR entrepreneur, my business will initially focus on managing a small portfolio of vacation rentals with plans to scale. 

Hold it for few years and then sell it or built a second/vacation home. which area would you recommend and why?

However, if they fail to meet any of the agreed-upon payments, I request that they vacate the property.Great suggestion.