You can find some decent deals in Lawrence I just helped a customer close on a SFH last week.

We use a custom spreadsheet and DealCheck to break down key metrics like cash-on-cash return, cap rate, and debt service coverage ratio (DSCR).

I’m very big on having the proper customer support and making sure if I buy something I can contact their support to get more info/refunds etc.

Refinancing both at the same time could save you money in the long run and streamline the process, as you'd only have to go through appraisals and closing costs once.HELOC vs.

They offer interest-only loans, don't charge for appraisals unless the deal actually closes, and have great customer service (they actually close on time unlike some of the lenders my clients have chosen against my advice over the years who ask for my time for underwriting the day before closing).

Saying everyone hates their landlord is as stupid as saying customer service is not needed since everyone hates the retailer.

These course providers tend to sell their customer base on  unrealistic expectations or teach the most basic of concepts which are easily picked up through a book or merely browsing through these forums.  

So, you have to understand your customer as well as part of learning your market. 

Unlike traditional bank loans, private lenders offer quicker approval, fewer requirements, and the ability to customize loan terms to fit the project.

Find one that does not have a high-priced long-term monthly contract, flexible pricing, and excellent customer service.