However, that was a fluke.Warranty companies are in the business of making money.

Yeah, my company does.

Transfer the $90K to a SDIRA, never transfer to a new company.

You can put a mortgage into a "trust: without triggering a due on sale but again contacting your bank/lender is the best route to avoid any issues.Some banks/lenders or servicing companies change guidelines and even a trust may require other paperwork but the attorney usually facilitates that to be safe.  

Brett,I have never heard of that company but any reason why your not using an FDIC Bank or well known lender? 

Not in San Antonio, but Scott Horne out of Garland is an expert and runs a title company.

If I'm not mistaken, you'll need to setup your RRSP with Trust holding company such as Olympia Trust or Canadian Western Trust, etc. 

Some car companies don't allow transfers of their cars shortly after they are released.

Even with some people I believe are honest, I simply believe most do not properly analyze and manage risk, as is evident with nearly every syndication doing capital calls right now because they didnt properly plan for rising rates.Dave Van Horn however, along with his company PPR one of the few people I trust in the real estate space.

If you don’t, maybe work with or for an existing company first for awhile?