If I were in your shoes I would request a preliminary settlement statement showing all actual lender fees. 

All I am saying is if I were in the tenants' shoes, I am paying my rent, and I would like to be left alone until I do something to earn the distrust, so I tend to give the benefit of the doubt.You would be surprised how your tenants may find out. 

They become subrogated (steps into their insured's shoes with the ability to enforce their rights). 

If i was in your shoes I would do some secret shopping on a couple l new local condo projects. 

Put yourself in the shoes of the seller who is willing to offer seller financing or perhaps enter into a sub-to transaction which are  two commonly contemplated creative ways to structure transactions on BP.

Here's exactly what I'd do in your shoes: 1) Build a solid team -- Agent, PM, Contractor, Handyman, Lender (all local pros)2) Invest in a Turnkey Duplex or SFR just to get your foot in the door and learn the area3) Then, with money left over Invest in a BRRRR and recycle that money indefinitely as assets appreciate / force appreciate4) Acquire a large fleet of Indianapolis rentals as the city continues to expand. 

If you were in their shoes, why would they want to work with you?

That is indeed double taxation.If you owned a shoe store, for example, you would buy shoes wholesale, sell them retail, and pay taxes on your net income.

I've always tried to put myself in their shoes and what I would expect. 

That's a pretty sizable chunk of money, so my partner and I are trying to think through the best way to structure the selling process, and I'm wondering what you'd do in my shoes.