If something he feels does require a response he is always professional and respectful. 

These are not typical life insurance policies.If the down payment comes from an existing asset whether it is money from money market, money from savings account, money from CDs, money from heloc, money from selling stocks, money from stock margin, gift from family, money from life insurance it does not achieve a 100% LTV with respect to determining return.  

Cost segregation can help boost cash flow, create substantial tax savings, and increase the profitability of the warehouse operation by accelerating depreciation.A cost segregation study is a strategic tax planning tool that separates the assets that have a shorter useful life and can be depreciated over 5, 7 and 15 years from the residential rental property or nonresidential real property that are depreciated over 27.5 and 39 years, respectively.

Respectfully, you're asking a real estate community if it's a good idea to invest in real estate. 

I think you mean Q1 and Q2 of 2022, where GDP went down 1.6% and 0.9% respectively, the stock market was down 20% and inflation was rampant.

I respect her more than almost anyone I know.

@Jonathan Feliciano: While I respect everyone's experiences and opinions, this is also such a unique situation to you and your potential partner.My first out of college was with a group called Phillips Edison & Company.  

There are many services out there offering similar capabilities, often at a more reasonable cost and with a customer service team that values and respects its clients.

Knowing and respecting each other's lanes is really important, as well as having the confidence in your partner that they are going to do their job and you don't have to worry about it.

Conducting tenant reference checks is crucial for ensuring you find high-quality tenants who respect your property and pay rent on time.