Conventional financing is tough for small town, non-franchised eateries.Small town may mean aspects of commercial assessments like traffic count, location, tax issues, permits and regulatory matters in that business may not be too appropriate.

Outside of not having a negotiating platform, a sale. bank - buyer on a single property is a non-commercial transaction with falls under the Realtor regulatory guidelines.

.), I just don't understand why they view this as "Risky".Thanks,-MichaelMichael, every bank has a "Written Loan Policy" which is adopted by the Board of Directors, it is a regulatory requirement.

Almost zero interest and get paid interest on your reserves.....http://www.federalreserve.gov/newsevents/press/monetary/20081006a.htm Interest on ReservesThe Financial Services Regulatory Relief Act of 2006 originally authorized the Federal Reserve to begin paying interest on balances held by or on behalf of depository institutions beginning October 1, 2011.

(Realtors) identify and take steps, through enforcement of this Code of Ethics and by assisting appropriate regulatory bodies, to eliminate practices which may damage the public...

I have read up a little and it seems simpler and and less regulatory.

Although there is no regulatory requirement that you consult with your Transaction Reviewer periodically, it is nonetheless a regulatory requirement of the structure, and not an option.Does anyone have any experience with this?

During the GRC, loans were being called because of regulatory uncertainty. 

No SSAE16-Soc II report on file, No E&O, no regulatory body governing them, no audited financials, no policies and procedures on NPPI data, etc.) they aren't going to be able to call an institutional lender/servicer/bank to buy a note.Our diatribe ends up being to the benefit of the OP.

The banks diversify as many way's as they can to limit the risks and maximize their returns within the regulatory limits.2.