Sell your car and get a loan on a new car.

Personally I never listen to what the seller states the income is as they are sometimes way off.

I had another person speak highly of New Western.

Personally, I would hang on to the cash.  

Just because you get a loan approval does not always mean you should move forward with it.

Is there any benefit to visiting DoH offices in person? 

You typically need up to two years of stable employment before a bank will loan to you.

I would say the same for employees who need say a second advance on their wages (we allow one).I am willing to make a personal loan if an employee really needs it and you could consider doing it that way with a tenant in need.

You will have to pay higher personal income tax rate, versus waitingtill after one year for lower Capital gain tax rates.

Are you using the 10% down second home occupancy loan?