We pay Lightning Docs a $500 annual fee and $500 per loan, which we charge to our borrowers at closing.

Tenant is profusely sorry and stays in contact, but that does not pay the mortgage.

I've got plenty of experience in both site built and mod construction. 

and very easy to go on line pop companies names in or the MLO name in the system to see if they are real.. if they pop up on that site then they are for sure real. 

How difficult is it to find tenants that are willing to pay market rent?

If you did DSCR, 20% down I have a Par rate at 6.375% so you pay broker fee but no points.

This way if there’s physical damage by residents the company pays the first $500 to fix it.

They just pay the invoices.

I would stay away from section 8, pull credit and background, and call referrals, and look at pay stubs for everyone who applies.

I had a nice conversation with them and approved their booking for Aug 2025.So, it pays to keep an eye out for a repeat booking that looks fake as they could just not be seeing you responses.