Its stark real-ness appeals to my peasant heart. 

And I don't think anyone would argue the recourse-ness/non-recourse-ness of the of loan. 

An investor discussion would be, like many of the others in here, where it's a debate about the realities of the situation and why people are buying RE without enough knowledge right now.The culture of Bro-ness these days is about everyone agreeing and not challenging each other and just being a good Bro, but that leads to terrible decisions because no one feels like they can call anyone out and be honest.