Start by deepening your understanding of CRE fundamentals, including net operating income (NOI), cap rates, and lease structures like triple net (NNN).

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

As well as I just launched my starter supply and Bath product campaign on my current properties and will include it with new ones. 

I appreciate it.Aside from the option to be added as 'additional insured' they have the option to purchase a  "ProtectionPlus Bundle' from Surevestor, which includes several things like protection against eviction costs, wilful damage to property, over a $1 Million third party liability protection, loss of rent protection for 25 weeks etc.This is $50/month.

Why do you think purchase contracts are so long and have such small print?

There are many service companies that will manage seller finance notes including the payments, escrow accounts, and documentation. 

We are in 11 markets, including Huntsville and would be happy to set up a call to talk over some options. 

@Malcolm Brown Are you planning to purchase a property in your personal name or via an LLC?

Exceptions include delays caused by factors outside the Subcontractor’s control (e.g., weather, material delays).5.

I can help with the refinance to pull equity out, but no the purchase, as 99% of the industry won't finance mobile homes.