I read on Lee Arnold system . com that joining the inner circle gives access to up to 100% financing on residential loans including Property Purchase Price + Closing Costs + Rehab Costs if that amount is 65% of the after repair value (ARV) as determined by a third party appraiser.  

Though it may cash flow well based on their current debt service, when you compare the income it produces to the equity they have is it actually even a good investment for them from an ROI perspective or would they be better off liquidating and redeploying?

Tell the possible contenders you are interested in how they format their statements and what information they include.

Our current mortgage terms include a late fee after 5 days, so they’re already paying extra each month and have to split the total monthly payment up between 2-3 payments when they get their pay check.

It's a 3 restaurant package in West Virginia (where we already have a base) and includes 1 piece of real estate.

Work with a qualified tax advisor on filing all of this including filing the 990T return for the IRA.

Or paying off my debt, while I provide them with a nice house to live in instead of an apartment. 

It's the concept of buying the debt attached to the mortgage rather than buying the house. 

The 2-3% points in extra cost are worth it if you plan on using as I described above because the use would be for a few  months at most and due to that short term use you can survive a rate adjustment up.But, if you have no plan to payoff the debt like when using for a down payment on a long term hold why pay the extra cost for flexibility and have the additional risk of the adjustable rate with the amortization looming when you can get a fixed rate second mortgage. 

I would also include 'creative financing available' at the beginning of the listing description to capture everyone else looking on Zillow, etc