I'm not making a 100% emotional decision, but it is a factor.

Closing costs are a necessary factor in any loan process and to be expected.

Hi @Emily Gowen,It sounds like you've really put a lot of thought into this, and you're weighing all the right factors.

I've had a long career in community development and have a lot of bank contacts that would likely be interested in investing, but I'd need to prove the concept first with an initial fund (there are also a lot of other community development tools that could be leveraged to maximize and scale this).

As you allocate your budget, I'd suggest factoring in a decent portion for interior design/furnishings and amenities.

We have our own portfolio we manage and development projects across northern VA and DC.  

My goal is to leverage equity through private money lending (PML) partnerships while building valuable relationships within the local investment community.How I Can Add Value:With 6+ years of experience running various businesses, I can offer high-level and detailed technical insights to help visualize and automate your operations effectively.For example, I’ve developed a dashboard that tracks company expansions across the greater Phoenix area in real time.

Zoning Ordinance ExceptionsSome properties in the target zone don’t meet the minimum lot area or width size requirements under the zoning ordinance, yet houses exist on smaller-sized neighbor lots.How could these properties get approval for development?

Some here will tell you all tenants hate their landlord so factor that into your actions.

The reality is you need to move off a few factors---fast solutions have slow problems, due diligence, have a healthy safety blanket reserve wise.