The issue is if the attorney only sues the owner of the property an additional insured endorsement alone will not cause the policy to recognize a claim.

I can't see how you would qualify if it's shown to be currently leased/occupied, nor would I want to endorse trying to buy it as OO without it actually being so.Very interested in hearing if anyone has/had a creative solution?

@Adam Schneider Thanks for the STRONG endorsement (is it ok if I pay you next week?!).  

You could make an offer contingent on seller providing notice to terminate to tenant((I wouldn't endorse doing this though), or you could offer to buyout the tenant and just eat the initial loss upfront.

@Elliott Smith @Sean McNamara  @Michael Noto@Cody AlexanderI apologize if I have offended anyone...that was not my intent....I truly believe YL is a great company, which is why it has been endorsed so widely across the BP community...THAT is why I chose to do business with them....high expectations.  

(Our group is purely educational - we don't endorse any products).

_r=0The Supreme Court’s Disastrous Misreading of the Fair Housing ActA decision endorsing ‘disparate impact’ analysis will turn a law meant to prohibit discrimination into a vehicle for race-conscious housing decisions: http://www.wsj.com/articles/the-supreme-courts-disastrous-misreading-of-the-fair-housing-act-1435707270More Millennials Are Living in Single-Family HomesFannie Mae report and commentary find that millennials favor living in single-family homes, whether they buy or rent: http://www.inman.com/2015/07/01/more-millennials-are-living-in-single-family-homes/Moody’s Analytics: Single-Family Rental Growth Will AccelerateSingle-family home rentals since the housing bubble burst nearly a decade ago have seen massive growth, according to a new look from Mark Zandi, Moody’s Analytics’ chief economist.

If you paid the endorsement for boundary coverage when you purchased, it was based on the survey provided to the title company at that time.

See: LLC vs UmbrellaLLC's does not prevent people from suing you personally, and for this reason if you are insured under an LLC, you should also get an endorsement that covers you personally.

And are there any endorsements I need to ensure are part of my policy?