No other loan option comes close to that. 

House hacking is financially a no-brainer and no city in the US (including Chicago) has more duplexes than Milwaukee.

The appraiser is going to know that a bedroom was built or converted without having a permit being pulled and no clear 'CO" was provided.There are a couple of way to go about this and a few programs that can help with the approval for financing.

She is a real estate agent but rents so no property to place a lien on.1.

.📜 Know the rules – No "deal-making" in the forums (that means no advertising, pitching services, or looking for partners).

There is no home built on the property, and it is not zoned to have a property.

I am planning to get my license as soon as I turn 18 and I was wondering if there is any way I can get involved in real estate while being under 18 and with no license but I also want to get paid?

I can see an explicit exception in CA Tax Code § 17561 that says you can not use the qualifications in Section 469(c)(7) (Real estate professional) to render that income as non-passive, but I see no callout for 1.469-1T and, as such - as a non-CPA - I do not (yet) see a reason why we cannot follow the same rules for CA that we do for our federal taxes; e.g., if the business is not a "rental" business per tax code, we count that income as non-passive and offset other income (W2, etc) similarly.Does anybody else have some guidance (or opinions) on this matter?

There is no real risk. 

Very likely no (how do you think this would benefit him?)