NAR has affiliates they partner with to sell everything under the sun to new agents at trade shows.

I enjoy teaching BP members how to use the system to save more money by using programs and taking advantage of loopholes.

This is required for most landlords in the city, as part of the rental property registration program.

Explain your situation and see if there are payment plans or hardship programs available.The BiggerPockets forums have threads on tax liens and foreclosure prevention: https://www.biggerpockets.com/forums/41/topics/766025-surplus-funds-unpaid-taxes-in-foreclosure-saleAn experienced real estate attorney can advise you on your legal rights and explore potential solutions.Have you spoken with your local tax authority yet?

Hi Treza,Not sure where you are in the process there, but when your ready to exercise financing options please reach out, it's very difficult to find a ground up program for inexperienced borrowers without having an experienced GC sign on the loan with you which in turn is not easy to find. 

With todays AI bots like Chat GBT and their competitors, you can draft an email in seconds and then there are lots of affiliate email companies that will blast email, text lists that you compile. 

Either way, most banks have other programs that could help you out.

I am a software developer and I authored our current software, so interfacing to their API is not really a big issue, but I am not sure if anyone is familiar witth the process of using an API, If you arent familiar with the good ol nitty gritty programming, you arent going to get very far before pulling out all your hair.

There is no additional "risk" on the note like a demand clause etc, but you have  extra expense in upfront one time costs and the pre-payment penalty that most programs are sold with if rates do drop as expected in the future.  

Always ask tenants to check to make sure it is locked.Another disadvantage is that you have to change the batteries regularly.Another disadvantage is you have to spend quite some time programming the locks and tracking the code3.