There's actually some deeper nuance here than just the holding period. 

This is a numbers game so you may have to take an aggressive approach towards negotiating several deals before one of them actually works out.

I actually went to a REI meetup yesterday, and I was able to find a lender to help me out.

This has actually always been the case.

What Actually Works:• Ask questions• Understand their “why.” 

It was actually more of a townhouse (just zoned as a condo).

Stay away from the top 2 banks, they can take months to actually finance you and saavy agents wont accept a preapproval from them because they can take forever. 

Fannie Mae will allow you to transfer the deed to an LLC if you decide to try to go the conventional route, but the loan would still be in your names and you'll need to pay a title company a second time post-closing to do this  for you. 3) I can't speak for the area so no comment there4) If you're self managing, make sure you find vendors you can trust in the area since you won't be able to easily verify if an HVAC guy, plumber, etc. is trying to rip you off and tell you to buy something you don't actually need. 5) Make sure you have clear alignment of goals and a clear operating agreement that spells out what to do if those goals start to not align in the future since you'll be jointly obligated to these properties. 

I actually just bought a duplex that was on the market last month in cleveland. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.