There was a brief period a couple of years ago where demand was out-pacing supply by a large margin, but that has calmed down.

There is zero talk of that at the Subto "community" (Bad news interferes with increasing the sales, cuts into the profit margin I suppose). 

The $0 down payment, while convenient, also does not set up a great profit margin in the beginning.

I wish I could live rich off the marginal dollars left over after all bills are paid.

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Hi Cris,This deal has potential, but the margins are tight.

Which if you can pay cash and assume you will get your cash back when you sell is fine but if you need a mortgage you still have certain margins you need to meet.

I have seen a man who when he reads the contracts, will make notes on the right hand margin of the page with a line going back to the portion of the contract that he is noting about.

Someone with a construction background can contribute their expertise and build at cost without markups or profit margin.

And since builders are not currently incentivized to build given the high cost and low margins, that will keep prices stable and demand high once rates begin to drop in 2026.