thanks @Jake Thompson  @Kim Meredith Hampton great advice about splitting the difference in months!

@Caleb Gray how much does it cost to actually split the utilities out?

I'd agree with Jake Thompson,, except co signers.. once you let one person have a cosigner you have to let them all.. and this what you want to have happen..So if you change your criteria after application is in your gonna be in a grey area,, if you hadn't set minimum of like 2 years of credit / income history... woulda shoulda coulda 

Your CPA would likely be the best person to discuss this with as there is some gray area to figure out what's reasonable compensation, and how to allocate best between the two. 

@Jd Martin@Christine Kankowski@Park Pratt @Craig Bellot@Patrick Collins@Mike Wood@Amy Kendall@James Marshall@Michael Kalis@Andrew Johnson@Gabriel Haro @Debra Grumbach@Walt Dockery@Joel Owens@Charlie MacPherson@Rich Ng @Steve Vaughan @Chris Purcell@Jake Thompson@Carol Zeroual@Walt Dockery@Michael Plante

There is some type of gray line here which I'm toying with but, basically, it means that it needs to have running water, electricity, cabinets, sinks, shower, toilet.

Soliciting directly on Facebook is still very much a gray area.

Agree with a lot of what @David Thompson shared about syndications.Jack, I view large multi-family apartment investing as very attractive area especially for folks that want to invest w/experts that do value add investing for a living and you can help fund the acquisition and share in the profits.

I cant add a picture with my tablet but think of the above picture and instead of flanking the fireplace with gray cabinets, mine is flanked with a golden orange wall and the mantel is pale gold.  

As a broker myself, I would love to get 5% - 6% for about twice the amount of work (a little less actually since a lot of work is communicating with the other broker) but it's a very gray area ethically.