So in TX, a simple explanation of a common strategy is that we do a trust that owns an LLC that then owns the asset. 

Not sure about the ghost fees you dealt with, but I have personally seen owners overcharged for simple tasks so I always recommend that my clients monitor their expense reports and get explanations for charges that aren't adding up. 

I'd encourage separate units not shared based on my experience as a general contractor and developer at all levels in two different cities not a rooming house Can you provide some explanation or elaboration on the pro/cons of the two approaches?

(totally mean in a good way)I appreciate the very thorough explanation and will definitely check out PropertyRadar!

A simple explanation is DSCR is to finance the property based on the income or projected income of the property and a HELOC is like a credit card that will be given to you base of the equity of the house you are putting as collateral. 2 diffrent products consulting with a good mortgage broker that will provide you the information depending on your needs.

I ask him why the deed of trust was never filed for me, he doesn’t really apologize or give any explanation but says he will get that done right away.

Thank you so much for that explanation and sending me the Purchase contract and the Assignment of Contract Timothy Rogers !

Nice explanation!

Or the other explanation is that they are cutting corners or doing the bare minimum for it to be code complying or both.

No receipts or invoices.She is now demanding payment based on her vague list of numbers which I cannot verify, and ignoring all my pleas for receipts and explanation of work done.