Louis, it may be a tradesman who is has a 6 week job on the new hospital under construction, the insurance adjuster who is checking out claims, or a singer in the traveling musical.

It is not currently livable as I have been using it for storage and to play music.

See 10 live music concerts. 3. 

If you are willing to do a little digging, you can usually find some reference of the security instrument recorded in local public records to validate the relationship since a reputable HML will secure their lien against collateral (the subject property). 

I also see lots of younger people moving down there for the weather and a more laid back lifestyle that's being increasingly supported by the arts, music, film, culture etc.   

It is a half duplex and I love the location butttttt my neighbors play loud music, have many people coming in and out of the place and most days are hanging outside drinking beer or smoking. 

Hotel developers were making a lot of money on these projects right up until the music stopped.

With the help of an attorney and some responses here, I have come up with the game plan to have a business structure as follows:Trust (Top ownership that owns the management company)Management Company LLC (first actual company that owns all the LLCs below)LLC 1 (rentals), LLC 2 (rentals), LLC 3 (rentals) LLC 4 (rentals) LLC 5 (Flips short holding) LLC 6 (Crypto mining) LLC 7 (Music production/band more of a hobby but def a business) LLC 8 (a future business I come up with)Trust at the top that owns a management company.

If you are having multiple people share in a first lien, you have to document that in the mortgage instrument and the note  and make sure they each acknowledge and agree to it in the note. 

Borrower will keep the Property availableprimarily as a residence for Borrower’s personal use and enjoyment for at least one year after the date of thisSecurity Instrument , unless Lender otherwise agrees in writing, which consent will not be unreasonablywithheld, or unless extenuating circumstances exist that are beyond Borrower’s control."