Are there any modifications to the written lease?

But I don't see on my hp12c how to calculate the yield.here are the numbers on one of my notes (by the way we're trying to do a modification for the homeowner).balance of note - $30,000payment = 225.65 (we would offer a 40 yr amortization)balloon in 15 years interest rate 8.75%there are also $10,000 in arrears (actually more but I'm willing to forgive some of the arrears).

If there was a defect for high cost loan, through a modification you can have the borrower affirm to not be able to look back and use any event prior to the modification as a defense in the future.

If I can't work to create a win-win with the borrower on a reinstatement, trial payment plan, or loan modification, then I have to look at deed in lieu of foreclosure or potentially end up foreclosing on the property.  

In other words, it's hard to know how much work it needs so you need to be conservative and plan for the worst.The consideration of income stream value applies to NPN primarily in a reinstatement exit or modification scenario. 

I did a loan modification for her about a year ago when she couldn’t pay off the loan when it was due, but that has now expired.I don’t want to take the house because the loan to value ratio is too high.

Your friend if they can pay some might look into forbearance or a permanent loan modification reducing the mortgage down.

Shoehorn another rental into that building with some modifications?

There is no property tax exemption that I am aware of for having solar panels or any other eco-friendly modification.

We have made a few modifications to the system in the book but in general we follow it closely.