I'm mostly using it to track leads in a leasing agent capacity (at this time).

I would also think it should be only available nights to guests, and that is how we track our properties.

The borrower outlines there plan and dates and it is set up with the LOE in the file but in most cases where the bank holds the paper/loan its sent to the credit committee for the final approval and we close. 

Credit scores are based on a variety of things, mortgages being one.What will happen, if she misses a payment, is that will affect your credit.

Seems you would still need your good track record, a nice place, and a good listing.

No ACH, no credit card.

@Tina Kapur—First and foremost, you can NOT deny a tenant because of a voucher—that's a big no-no here in Chicago...now, of course, you can deny the tenant for other reasons like credit score, income, etc.We usually do 2.5X income w/ a 600+ credit score in the nw side of the city.Section 8 has its pros and cons like anything else...the check shows up EVERY FIRST of the month like clockwork, but additional paperwork and CHA inspections are required.

Do the above first.I don't track Minneapolis, but did part of the city get damaged, burned and tenants left? 

Obviously people can get deals done with little or no money down but as a new investor I think your time is better spent getting your financial house in order so that when you go to a bank with a deal you are coming from a position of strength.I kind of chuckle when I see folks who have poor credit scores, no money saved and are looking for advice on markets to invest in. 

Again, people don't understand it, but they think their opinion means something regardless.Second, from what I've seen, Renatus provides *COMPREHENSIVE* education tracks on particular subjects.