At 65% occupancy, with 10% down ($65,000 owner financed at closing - no cash out of pocket), and 90% mortgaged through SBA and bank ($585,000), $7,800/taxes, and $5,000 in misc. expenses/annually.

Our client returns historically have resulted in an annual cash on cash return of 8-10% with a projected 5 year internal rate of return (IRR) of 8-18% (depending on how the property is purchased).Let us know what additional information we can provide.

Expenses (including taxes, insurance, maintenance, vacancies, and management fees) are usually calculated at a rule of thumb 50%, so a 2% rent is roughly a 1% monthly return or 12% annually (if you paid cash.

I recommend sec 8 for new investors bescause sec 8 annual inspection will help u keep ur house in shape as well.

I realize I must still take the courses to qualify for the exam, but here's my real issue$60 Exam fee (one-time)$49 fingerprint fee (one-time)$245 license fee (annually)This is costly enough to make me ask if it's really worth it.

The best loan would be a 20-30 yr ARM, 80-85% LTV, with an annual/life increase limit of 2%/6% (I've seen 2%/5% as well, but much less common).

Regarding repairs for example, if there are damages caused by the tenant, you should point those out to the inspector when he/she does the annual re-inspection.

Taxes are about $1400 annually.

We have standard purchase contracts and leases issued by the Texas Real Estate Commission ("TREC"), which are very simple to use and are updated annually.

The VA has no title seasoning requirements in order to cash out using market value.This is a huge difference from conventional 1-4 lending because there are many restrictions for title seasoning (how long you have to wait after you acquire title to property).So how this could be utilized is if you were a veteran looking for a home and purchased a property for 70% of market value with cash (has to meet VA standards/owner occupied only) you can immediately cash out to 90% of market with proceeds going back to the borrower.Just a quick way that a vet who is also an investor can leverage their equity potentially in other investments to meet their goals and or financial freedom objectives.This would allow the veteran to obtain money around 4.5% (6.08% Annual mortgage constant) If you could reinvest at or above 6.08% annually then the vet could end up being able to live for free if the other investment cash flows sufficiently.