It is good that you acknowledge that you can have a weakness, and the first thing to do is make sure that you absolutely do not let yourself down.

You're simply acknowledging and honoring her decision.And, just a couple of things I want you to remember:1. 

For example, if you borrowed $60,000 on an interest only HELOC, plan to pay it back over 5 years ($1,000 per month), acknowledging the reality of the HELOC as a short-term debt source.

But next time, perhaps acknowledge the change of subect?

It would be nice if the OP @Anita Ahuja would take the time to respond, or at least acknowledge that...

In FL for example, not only must the owner sign an affidavit acknowledging who and where they can collect the money from by themselves, the fee by law is set at a max 12% for the firm assisting.

(B)Records and reports available to the tenant (initial one below):______ Landlord has provided the tenant with all available records and reports pertaining to mold and/or moisture hazards in the housing unit (list documents below):__________________________ ______________________________________________________________________________________ Landlord has no reports or records pertaining to mold and/or moisture hazards in the housing unit.Tenant’s Acknowledgement (initial)_____ Tenant has received copies of all information listed above._____ Tenant has received the pamphlet “A Brief Guide to Mold, Moisture, and Your Home.”Signatures (sign and date)________________________________LandlordDate________________________________TenantDateTenantDate

And the benny points, but that's not what we are here fore, but appreciate the acknowledgement.

To title this thread "What Part of Illegal Do Liberals Not Understand" fails to acknowledge this fact and the fact that the biggest employers of illegal aliens are often businesses and corporations with CONSERVATIVE political mindsets.

And when people don't understand, they say no.Bill Gulley, no disrespect intended, and I acknowledge your vast experience, but my eyes glazed over while I was reading this, even though I understood it perfectly, and I suspect it's a little over kill given the OP's question.