I'll pretty much exhaust my savings in acquisition and repair. 

So it’s kind of hard for me to walk away, until I know I exhausted everything.So assuming I can’t find a PML or HML, I was going to ask the seller for a partnership.

If everything requires a phone call or if a lawyer is typing on a typewriter or only using fax, the process is tedious and exhausting for everyone involved.

I am exhausted!!!

I have already exhausted my conventional loan options and looking for portfolio or commercial financing for my cash-purchased SFRs.

I'm exhausted just from reading what you had to go through!

And there might be limitations on the exhaust vents also.You also have to look at hot water heating, if the existing boiler is one of those winter-summer hook-ups.And as for separate electric, if you have any public lighting in common areas or hallways, then you will need a house meter to keep that from being billed to tenants.

I represent quite a few lenders, and all of them try to make sure that the borrower has exhausted all conventional avenues first. 

I would note that the list of things that you "could" do before placing an offer on a property is exhaustive. 

TY Have to stay within the boundaries of your contract, if seller elects to terminate because you have exhausted the allotted time and does not want to extend, you do risk termination, simply paying cash and then refi will be simple, you can also HELOC it and not pay any fees later : - you have options it sounds like