Qualifying with a self employment scenario requires income taxes for 2 years min to be considered stable and usable income from a financing context.I have doctors who operate 1099/self employed with big clinics/hospitals who 1099/W2 their other spouse to generate two individuals with qualifying power capability to each individually purchase their own 10 financed fannie mae loans.The income splitting planning is both a tax planner and mortgage planning expertise combined.

See if there are any doctors or dentists or businessmen in your area that want to be private investors. regards, Ken

Lee we see that in the last 10 years were HML started to market themselves as private lenders.is just a marketing play.the idea is the public for WHATEVER reason thinks a private lender is going to be far cheaper than a HML.when in fact this simply is not the caseor the public thinks a private lender won't be a strict in under writing as HMLbut basically ANY lender that is in the business to make loans at above bank rates is a HML.a private lender is your doctor your friend someone known to you and who DOES NOT ADVERTISE at all ever.maybe the most they do is find someone to do business with at a REIA. 

Police, fire, nursing, doctors and others are labeled key workers.

The type of investor that would be interested in this program would be a Doctor or some other Professional that would like to have their 100k be 130k next year, not the standard real estate investor that is looking for larger returns with leverage.

Here you go:The sales contract or agreement, lease or option, or rental of real estate by an unlicensed owner of real estate who owns any interest in the real estate if the interest being sold, leased, or rented is identical to the owner's legal interest" If a person signs a sales agreement then he/she has a type of equity ownership according to blacks law dictionary it is a form of doctoring that allows or grants a person the intended purchaser the right to hold a part of the realty in which you have bargained as a position in equity same as a realtor when they bargain or establish the commission structure however possession by true simple fee interest must be met by state conveyance laws the possession stops you from taking possession until a true passing of clear title occurs.

However mad this women made me, she had a financial obligation (a lease) and I refused to break the lease because it is not easy to get new tenants this time of year.The tenant made several trips to doctors and had the doctors write letters to me declaring she should not be around mold.

Then I saw on TV a show around that time where investigators videotaped doctors preparing phony bills for patients for phony visits, I was convinced. 

We get a lot of travel nurses, doctors, etc who are always looking for a furnished place to stay.

Also, a programmer/dentist/doctor/venture capitalist might just want to pick up a little apartment building.