So it really just comes down to figuring out what solution works for a given market, but it's yet another great thing about real estate: having options!

I suggest to save up for 6-12 months while learning the market better or partner with someone who has the cash while you do the legwork.

I own Granite and Pine Properties - a Direct to Seller Marketing company that focuses on giving sellers 3 selling options. https://graniteandpinere.com/My advertising is word of mouth, social media, SEO, mailers and cold callers.

Price is probably above market,  17k down finance 75k @ 3.8% 35 yr amortization.  3 year balloon.  

Thanks  Section 8 is typically going to be on the higher end of market rents for any given area.

Hi All, my names Josh, I'm a kiwi living in the UK building the portfolio with a unique business model which brings into other investors into a compoinding model with both Capital and perpetual returns.i have a well developed process and network here in the UK and New Zealand, wanting to explore the US market.

In fact, many, though not all, of these “experts” are washed up and no longer active in the market.

You are likely overpaying by $5,000.Broker fee of $3,000 and Processing Fees of $2,000 seem out of place...but then again, i never used a broker to get a loan so I am not sure about that.If the broker was able to get you an interest rate or loan product that you wouldn't be able to find on the open market...its high, but likely fair.if you are getting a loan product that you could have gotten by going to a normal bank...seems high and unnecessary. 

There is a lot of noise in this thread unrelated to the issue (section 8, pays below market, leaky toilet for years damaged the floor, Christmas week, furnace inspection a couple of months ago...all not relevant). 

Whether you're interested in residential properties, commercial spaces, or real estate investment trusts (REITs), there are various strategies and approaches to consider.Real estate investing also involves understanding market trends, economic indicators, and demographic shifts.