Hello bigger pockets, I'm a recent college graduate with bachelors' degrees in finance and innovation & entrepreneurship.

Besides the serious infractions, the minor ones can cause you to lose money in fines and the loss of the ability to collect on your loan, fair collections practices alone can deny you the ability to collect in addition to fines.

I have my BA in Finance from Cal State Fullerton and I have 3-4 years of work experience as a Buyer/Planner. 

We buy detached single family homes, but you can definitely go with a town-home if that's what you'd prefer- you'd want to focus on large square footage, high bedroom count, and consider avoiding luxury features that add cost like rooftop decks unless they're important to you.Typically house hacks operate similar to a home office deduction - take your eligible, deductible expenses and multiply them by the portion of the house that is a rental (for example, if you buy a 4 bedroom town-home and live in one bedroom you could deduct approximately 75% of eligible expenses).

I understand what you are speaking of bc of my background in finance but am new to trying to invest. 

Given the research I've done so far on real estate investing and its concepts, mainly through BiggerPockets books, blogs and podcasts, I'm excited to be introducing myself to the forum and finally jump into the actual investing scene.My background lies in finance, with a particular interest in financial markets.

We have another lot we are looking at that requires a rooftop deck to catch a view, and the lot is only 4500 sq. ft.!

I purchased my first property in March 2013 right after graduating college with a bachelor’s in finance (Dec ’12) and months after getting my first professional job as a staff accountant (July ’12).

You say you want to go to school to eventually get a bachelors in finance.  

I know crazy right.. but I have been fined twice on this so after 7k in fines I figured it out.