I just thought this whole tale was amusing! 

I am using my IRA to fund this so of course want to be sure of my decision.

I figure on a purchase price between 100k-200k with a substantial rehab as I am using the BRRRR strategy.

I am using this as a primary residence and im putting 5% down. 

These are speculative, but here is somethings to search for: 1) A new national park/monument that takes most of a day to experience (something like smokey mountains, Yellowstone, yosemite, Joshua Tree, Bryce, Zion, grand canyon, etc, but new) 2) a newer university in the area that has large funding allocation (UC Merced: By far cheapest area with a UC university) 3) new tourist attraction such as presidential library, amusement park, etc. 4) a tourist attraction that may not have hit its peak (Havasupai popularity has grown at stupid pace, Antelope canyon is crazy popular but Buckskin is not and is in many ways superior, etc.).  5) A city that for some reason has depressed values. 

I am using a DSCR lender as well.

I typically like to use a Cash out if I am using it for long-term financing, and a HELOC if I am doing Short term financing and plan to pay it back quickly...

Maybe I am using the wrong platforms. 

I am a veteran and I am using my VA loan on the house I am living in.

I'm just not certain that one platform will give me the production I am used to.