You need much cheaper money as it sounds like you are looking to take on a lengthy project. 

First, the tenant had an office chair that he did not use a mat with (even though we had a lengthy discussion regarding the carpet before he moved in and using a mat specifically) which created a worn ring in the master bedroom as pictured.  

These r guesses and lengthy process woth permits etc.

Jaden,I agree with you - standard realtor contracts are lengthy - especially when you expect that the offer will be rejected.How you present an offer will depend on the type of listing and what the seller has instructed the listing agent to do.

Will the sister be able to pay the rent or will you be facing a lengthy, expensive legal process?

How complex, lengthy, and costly is the foreclosure process compared to the eviction process or vehicle repossession and could I do it myself or would I need to look to a title company or real estate lawyer?

Fortunately, they do notify you if the bill is months overdue.

My purpose wasn't to fire off a lengthy list of detailed questions, because I'd already gotten those out of the way in the numerous emails and telephone calls with him and his team in the weeks prior to the visit.

Sorry for the length, I wanted to make sure I posted all the pertinents!

@Joe B.Omitting that the renter was not paying full market rent, and had been doing so for a lengthy period of time would be considered an omission, as it was a known fact, and was intentionally left out, as it would have been detrimental to the deal (in this case, a rejection of the deal, and withdrawal of the offer).