The first lien holder gets paid first so they usually try to muscle out the second lien position.  

@John S. and others, has B2R relaxed their prepayment penalties?  

The seller went down there himself and muscled them into a different position and did a shotty job fixing the gaps with a universal repair adhesive - duct tape.

Hard money lenders and private money lenders will have a little bit more relaxed requirements on the condition of the property.  

A: Please relax.

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So consider hiring some professional models who can be photographed in your vacation home, relaxing on the deck while watching the desert sunset, enjoying champagne while soaking in the spa, or unwinding with the family while relaxing in front of the large stone fireplace.Additional Advice for Promoting Your Palm Springs Rental to a Luxury ClientelePalm Springs is well known as a luxury vacation destination that's popular among the rich and famous.

I own land there and have been told it's much more relaxed with building permits compared to the City of Duluth.  

I would love to be able to just relax and enjoy/raise my family  as you did, and I am sure they will learn something from that.

Most non-bank lender will have a net worth requirement and a minimum credit score, but they're usually a lot more relaxed than bank lenders.