You purchased it with a HML, and are now rate/term refinancing the $1.5m (75% of $2m) hard money loan for better terms b/c you show six months of stabilized rent, the T-12 and rent roll with the monthly breakdown shows a clear trend towards where we are at now.Your hard money loan matures at the 2-year mark, but you weren't silly enough to call me at the 1 year and 11 month mark, so my partner lenders that have great terms, but move slower, are on the table.

Any decent marketer would know this yet I don;t see videos of their skills at least they are not easy to find."

If your conservative you can put the profits in a risk free T-Bill paying better than 5% with no phone calls to unclog a toilet.If you decide not to sell, then let's tackle your question about PM.  

You would do better in 30-day t-bills (right now ;-)The hopes an investor might have (if you purchased a property like this) are: 1) inflation to drive rents up, 2) inflation to drive property appreciation, and 3) mortgage rates to drop to refi at a lower rate in a few years.A lot depends on what someone thinks about the longer-term prospects of neighborhood they're investing in.

You might have t choose the least bad choice.

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bank of the west BB&T will loan on a rental portfolioBBVA Compass Boeing employee credit union California: Cal Coast Credit Union and Fremont BankCitizens Bank -Minnesota, only in-state.

@Khayla WilliamsI strongly recommend against borrowing 100% for a propertyThere is significant risk in owning real estate including section 8 and maintaining the home in a certain condition and if you do t have the funds for those repairs you could lose it all.I always recommend people budget and save enough for a down payment and reserves before getting into their first property.

T hats generally not a viable business strategy.

A comprehensive list of the pro-REI Reply sentiment in this forum post:Jonathan Herrera - 4 posts - member since 12/6/2015Latia T Mckoy - 2 posts - member since 4/15/19Jose Mejia - 1 post - member since 5/29/20Joel Lawrence - 4 posts (3 in this forum) - member since 2/1/19Lynette Jones - 2 posts (both in this forum) - member since 5/29/20Harvey Horne - 2 posts - member since 4/30/19Cory Collins - 27 posts - member since 11/24/18Jay Johnson - 4 posts (all 4 in this forum) - member since 10/29/18Chris Podkowa - 1 post - member since 5/29/20Isaac Rossum - 14 posts - member since 9/27/19Elio Avrilien - 2 posts (both in this forum) - member since 2/21/14Samuel C.

Don t give up control which you have via direct investing .