This lender wants 75% LTV one quarter, and boom you blink and they want 55% LTV, or their rates jump up all of a sudden.

like what most people don't get about the AI is that, currently, in 2024, the AI will become a sudden giant because there's world war three among data centre elephant and data modeler : microsoft vs google vs meta vs amazon, they are the one that's buying thousand of nvidia gpu with the hop one day that one small company or startup can replace the incumbent like google , pfizer All their purchase makes every single nvidia employee can buy a house in santa clara county easily lol. it would impact REI by a lot later on as employment and employability or group of persons would change.

These are great prices per room in Indy, especially for the beautiful spacious immaculate houses in nice areas that suddenly look profitable.

A sudden drop in temp causes the flooring to shrink creating gaps.

All of the sudden, then a roof replacement cost went from example $5K to $8K - $10K after a hurricane.

The reality is once you jump into investing, it's not some sudden mean reversion and you'll get your slice.

What's interesting between these two markets are that there's sudden interest starting from 2016/2017 and the price elasticity is creating very smooth sloping in price chart, unlike Bay Area SF that has few curves of up and down market cycle.Why this is important is just simply meant that this market almost doesn't have market cycle.

I just find it super strange that my ad, that had been up for weeks with no issues suddenly gets removed after I turned down the part/time RE agent and program director assistant's hand picked applicant. 

just be cautious when it comes to using these. ensure you've got a plan to pay that balance back in a relatively quick fashion as most HELOC rates can fluctuate which could make the numbers suddenly not work. i've leveraged mine in instances where i'm doing a BRRR and i want the deposit for a private money loan. i'm not using it as my downpayment and leaving it out there for a long period of time. 

When we were there in May they dryer was all of sudden not heating, we called LG and they talked us through how to find the error code, gave them the code and it gave them an idea of what was wrong.