Qualifying for a short-term rental to be non-passive doesn't give you REPS. 

If they’re financing, the process already takes time, so a slight delay probably won’t matter.If the home is vacant, maybe they can move some things in as a short-term tenant until closing (if their lender and community allows it).

So i bought a home back in September 2022 in Kansas City Mo with 7.37% interest and I remodeled the home by putting a 2nd full kitchen and remodel the main bathroom almost putting close to $30k I have a remaining balance left of $275k in loan, I had to relocate to Dallas due to unexpected job transfers in 2024 May such a short notice didn’t want to put the MO home back on the market and loose money.

Keep it short term with only a year in mind.

So in short.

Could you put it on a CC and pay it off within the billing cycle with either your income or selling some stock if absolutely necessary?

This means you’ll pay short-term capital gains tax at your regular income tax rate.2.

Seems to me there is only upside for them but no share in any downside if the unit is not leased to short term stay occupants.

There are only 2 ways, as I see it in the current market, to get actual income/cash flow from a rental property - a paid off long term/mid term property or a well bought short term or rent by the room rental.

When you start raising money, the kinds of investors you're going to get are individuals who want to make a better return than the stock market.