Glad you made your way here.. are you eyeing long-term rentals or short-term flips?

Maybe they should use Richard Wilson's model and only charge sponsors.

This means the designer will have to charge the client to re-measure and redraw the entire house.

If they are taking the risk of borrowing they would want to charge you a premium for the risk they are taking. 

Quote from @James Hampton: How about a quick check before you have to charge a screening fee? 

BUT The points they charge and interest are both way higher than normal, on some deals I ran numbers the points and interest were going to be 20k on properties where the ARV is 100k so you have to get properties at such a low price to make it work that it is so hard.

But if you have good credit, and this is a conventional loan on an investment property that is a SFH - you should be getting a lender credit, not charged points at 7.125. 

My lender will charge an extra 5% just for the risk being undertaken during the build process.  

They keep different hours so be careful, however they were able to charge me $100 and get my series in place within several hours (stated as 24 business hours).I wish 1. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?