You have zero control over the stock market, whereas when you do private lending, you have significantly higher control and contractually guaranteed return on your money.

You should consider private money!

Will interest rates go up or down when Freddie/Fanny are 100% privatized?   

Understand what you are investing in....is it a secured loan, unsecured loan, membership interest in an entity that deploys capital like a feeder fund or direct membership interest in an entity that is the deed holder? 

All are perfectly functional now, but could pull higher rent with replacing the flooring, and updating the kitchen.My current financing setup for this deal would be $235,000 from the HELOC I already have secured.

The seller had a military contractor job with security clearance.

Ian - do you have any recommendations for a good securities law attorney? 

If you’re interested in exchanging further insights on best practices or have specific questions about structuring a VA program, feel free to send me a private message.Good luck with ramping up your direct-to-seller leads!

Others are also struggling to secure a carrier or are being forced to pay exorbitant premiums just to have their applications reviewed.

Why not just advertise it as a 4 bed/4 bath and promote the apartment as its own private suite?