If you can get a better primary residential HELOC rate than you can a hard money bridge loan I would say yes.

., mix STR with personal use or convert it to a primary residence), depreciation recapture is not triggered immediately but will apply when the property is sold.

You can't buy your new primary residence with it.But, here's where you could make it all work.1.

Because it's unlikely that you'll ever qualify for DPA after you own a primary residence.

I would look at the DSCR loan as the first option.By the way, I suspect you are going to be disappointed by any refi appraisals   ADUs typically appraise poorly   JADUs can lower the property value Vs having the space as part of the primary unit.  

Active investors absolutely have ability for higher returns, but at some point it does impact your primary job earning power. 

My husband and I just moved into our new primary residence about 40 min outside Savannah, GA.

It costs money to own and operate real estate which is why you need a primary source of income. 

I'm very new to investing and weighing which options would benefit me the most.Option 1:  Use the cash as down payment on another primary residence and rent out the current.

Bathrooms: Especially the primary bathroom!