Eleven players on each side of the ball, we've done the math, it's an average of $477,272 / year / starting player.

You are correct it’s a state by state thing but most states it is allowed - it also matters if it’s a primary or investmentFor example I believe Arizona you cannot get a deficiency after sale on Owner occupied but can on investment and in Texas I don’t believe you can attach to the home.Btw this is not something I typically do - but if the borrower is not going to play ball, then that’s different

I’m now battling a civil lawsuit (that I wasn’t informed about) thanks to Home 365 dropping the ball on a tenant issue and they’re not helping.

Good PM's have to defend themselves on the daily because goof ball owners have no clue of what they are doing, look at the lowest price, and pick terrible PM's. 

It is precisely because of mentoring programs that teach strategies and techniques to people who do not have any grasp of the three afore mentioned fundamentals that we have such a mess with “wholesaling” and “subject to” that governmental authorities are figuring ways to heavily regulate or outright ban these activities in the residential real estate field. 

Cornhole board games, Horse shoes, Volley Ball net or Basketball net, Non expensive poker table with cars and chips, board games, Playstation or Nintendo for the teens, even spend a little extra for a full size stand up arcade game.You would be surprised the extra stars and kind words a few family nights of fun can make memories and people wanting to come back!

Let's turn this crystal ball a little bit, and look at OWC from another angle.

The lake was nice at Stillwater - we would ride snowmobiles on it when it would freeze solid - and Pocono Farms had a golf course that we would hunt golf balls on - but a lot of the houses were in sad states of disrepair, which is why we lived there - they were cheap. 

Your tenant is only allowed to withhold rent when specific requirements are met, and they must do so in a very precise manner.

Part of the reason Covid was so bad for the US was that Trump fumbled the ball.