As Guadalupe said above, a DSCR is a great option for buying with a lower DP but it comes with the caveat of higher interest rates; and as Nate said, National Bank of Coxsackie in Glenmont is a great local bank which wont sell your note to larger banks.

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

My lender is suggesting me to buy property under my name and then transfer it to LLC later as there are not many financing options available for LLC.

What's better for heating gas or electric? Building a cabin in a tourist destination that does not have easy access to gas or electric.So I will need to run electric line anyway and considering installing underground ...

I have purchased one duplex using my own money and am looking to scale but wanting to leverage OPM or low or zero downpayment funding options. 

If you haven't already, let me know if you want to look at any cash-out refi options for your short-term rental.

I would recommend working with a TK provider that has options for you to diversify in multiple geographical locations. 

Another option is to put an electronic deadbolt on the front door with a non-locking door knob.

If borrowing against stocks is an option, do they have to be stocks held within the US and/or do Canadian stock investments count as well?

You have an exciting opportunity at your fingertips, some cash purchases could make sense in higher appreciation markets if you were looking for other options or to diversify.