![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/400241/small_1621449204-avatar-ddemarco.jpg?twic=v1/output=image&v=2)
17 December 2024 | 2 replies
Any ideas how to lower this or use it as a owner occupied property?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3152657/small_1733198033-avatar-andrewp882.jpg?twic=v1/output=image&v=2)
8 December 2024 | 10 replies
Very different than the way you are construing the situation as having to occupy the property forever. 7.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3029931/small_1722565190-avatar-ellenm63.jpg?twic=v1/output=image&v=2)
6 December 2024 | 2 replies
The problem is that they've all been fully occupied.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2502314/small_1681784151-avatar-lennyg5.jpg?twic=v1/output=image&v=2)
17 December 2024 | 3 replies
And when you do have a list is cold calling the best way to reach owners as direct mail would most likely go to their tenants and not the owner if not occupying the property?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2390402/small_1710104037-avatar-richardb602.jpg?twic=v1/output=image&v=2)
8 January 2025 | 29 replies
The tenant who occupies the property pays the rent.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2633910/small_1672983163-avatar-connorh151.jpg?twic=v1/output=image&v=2)
18 December 2024 | 25 replies
We have done tons of non-occupied flips too (fast method).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1388072/small_1621511847-avatar-nickc274.jpg?twic=v1/output=image&v=2)
14 December 2024 | 6 replies
@Nick CooperAnything sub 25% down for 2-4 units that are non-owner occupied will be DSCR/ a portfolio product.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3156816/small_1734107330-avatar-jevani.jpg?twic=v1/output=image&v=2)
20 December 2024 | 6 replies
Here's the situation:I own a tenant-occupied property, which is paid off and cleared.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2577910/small_1699900168-avatar-thomasl413.jpg?twic=v1/output=image&v=2)
15 December 2024 | 18 replies
Quote from @Justin Hammerle: @Thomas Lebens - if this is your first property and you plan to occupy why not consider an FHA?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3153241/small_1733325450-avatar-jewella1.jpg?twic=v1/output=image&v=2)
14 December 2024 | 6 replies
Yes, it is possible to obtain a second FHA loan, but only under specific circumstances, as FHA loans are designed primarily for owner-occupied properties.