ARE YOU KIDDING ME....It's the best thing since sliced bread, that course carries more weight than MR T carries around his neck, and if I study that course even one more time I'm afraid I'll turn into the next Donald.And if you don't have that course and are not listening to it each day too and from work, then here's what you should do.

Glad to see more from my neck of the woods.

Always great to see a person from our neck of the woods on here!!

In my neck of the woods trash service is included in taxes UNLESS you're a 4+ unit multi family.

Welcome @ Scott Demots always good to have seasoned investors in our neck of the woods join the site.

Keyword alert : Washington I believe @Brandon Turner up in your neck of the woods.

He's investing in your neck of the woods - so be sure to check it out!

That's assuming you, as owner, are paying heat which is pretty typical here in this neck of the woods.You should calculate your actual cap rate based on actual expenses and using a realistic income figure for your owner occupied unit.I'm not a loan specialist but I would think any attempt to refi or strip assets based on the full potential of the buildings earnings would require you to have the unit rented.

What financial muscle, bonding, etc. do you have in the unlikely (debatable) event that an investor sues?

Hi @Taylor Brannen,Sorry for the delay in response....been working in your neck of the woods :)Our original properties were single family and did need some work.....I think we sunk about 4K into the first and about 5K into the second.....Both were estate sales with out of state owners so that helped.I see where you mentioned about doing a townhome or condo for your first property.....My advice......Don't!