There are mortgage recast calculators online or you can reach out to your lender.P+I payment will go from 2155 to ~1800 given the numbers you provided.

I didn’t know anyone in Alabama, so I called a few agents I found online and ended up picking one from BiggerPockets.

I still get junk leads but that is to be expected on just about every online lead platform.

I may change my mind after a couple of months but we will see how it goes.  

Keep in mind that only the "building basis" can be segregated and will benefit from accelerated depreciation.

What do you have in mind? 

Since this is my only property I do not mind and with my flexible schedule I am able to spend time doing this. 

Even in those cases it is hard to create gap between purchase price, rehab and ARV.Investing in todays market is overall very challenging and I am finding that the BRRRR startegy is one of the worst strategies in todays market.Lets keep in mind that BRRRR became highly popular before 2020.

Or when syndication is struggling like it is move into the training business.there is huge money leveraging your on line popularity where folks will have an irrational opinion of someones bona fides based on SM media presence etc.

Give them piece of mind.