First time buyers are typically younger and have decades of life changing events ahead of them like marriage, children, job changes and sometimes, sadly, divorce. 

Working with your spouse is AKA "Marriage Building 101" you must BOTH, know exactly who is primarily responsible for what, who is the decision maker for what, and who will be held accountable for what. 

Don't understand that rule, you got married, there is a marriage certificate that proves you did, and you have been married for 4 years. i'm not a lawyer, but i would think there would be no problem withdrawing that money, any money ( not in a pre-nup) is considered both of yours when you get married, its not a gift if its between you and your wife only to close family members like the IRS points out. if i read your post right, you said the money is in another investment firm and not the bank ?

Four kids from my recent marriage.  

Happens every day in the case of divorces or marriages. plus or minus names. 

The median house price within a one mile radius is $220,000, 79% marriage rate, and 40% of the population within a mile is college educated!

hi johnny, welcome and congrats on your sorta recent marriage!

Due to a higher rate of divorce, increased single parenthood, the over-all delay of marriage, slow wage growth, high debt to income ratios, more stringent mortgage qualification, higher home prices, and a more mobile society investors will continue to see a strong rental market.

Their marriage falls apart and they separate, but don't divorce.

I closed and lost a business, (wasn't in llc). sold motorcycle, boat, business assets, refinanced a paid off home,  lost a vp position at my job, just about lost my 30 yr marriage, almost had a nervous breakdown, became a virtual recluse.