If you can’t find something with significantly better returns, holding might be your best option.Alternative to sellingIf you’re hesitant to sell but want to improve returns, check if the current rent is at market rate.

Even if such a loan existed (which I doubt), once Vincent self funds all improvement costs, finance charges, carrying costs etc., I doubt he's any better off.

I am currently serving in the United States Air Force, so as a military member, I will be moving around during my career. 

I apologized and said (and truly meant) I'd follow up on it and improve for the future.

Minimal or negative cash flow in the first year or two isn't uncommon, especially in appreciating markets, but make sure you have a plan to improve profitability.When you're ready to move forward, I’d be happy to help with financing options to maximize your investment potential.Best,Drago Thank you so much Drago!

Of course I inspect and think of ways to improve guest experience.

University of Kentucky and Lexington-Fayette Urban County Government Land Swap: In 2018, the University of Kentucky exchanged 250 acres near its Coldstream Research Campus for control of several important roads in and around campus, contributing to economic development opportunities and improved urban planning. 

I know Air/VRBO are strongly pushing for hosts to offer non-cancellable bookings at a 10% discount. 

I believe interest is tax-deductible if used for property improvements or purchases, and it gives you quick access to funds while keeping your stock portfolio intact.Private Money Loan: If you have a trusted partner and terms that work well for both parties, this could be an efficient solution without tapping into your other assets.

My suggestion to improve your cash flow is to find another bank/lender.