Another thing to note, these are high-paying jobs being moved to Phoenix. 

If prices are too high people will just go elsewhere.

So sad...... what is scary too is they only have them 10-20% contained and they are expected to get high winds again which can carry those embers pretty far. you also have to think these fire fighters etc. have been working around the clock and must be exhausted.

Rate will be highly dependent on loan size, credit score, LTV, location, and property type, as well as a few other factors.

I use standard market PM rates in my underwriting, but I also would not work for those rates but it is fair compensation for the work.I typically use vacancy of 5% not because I have ever had a unit that had that high vacancy but I do not have a no payment category and I want the underwriting to be conservativeon the opposite, your rate is a bit high and your appreciation rate and rent growth are modest.overall, seems like a decent attempt at an analysis.  

Not fully rented, but in a highly desirable location? 

With a 7% interest rate and high HOA fees, the key is evaluating if your skills and investments can generate higher returns elsewhere.

Some lenders even do as high as 1.3.

The percentages are going to be up to you There are all kinds of High interest account that require all kinds of hoops to keep them.

@Jacob W. land market in FL is highly competitive.