Congrats on the journey and reaching financial and time-freedom!

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Hi Moustafa, congratulations to you and your wife on your marriage and for thinking ahead about financial independence!

It might take a large financial institution with capital for “brainpower” and marketing, and financial and reputation strength to design as well as create a trading market for this type of security. 

Hello @Diana Teng,If you choose a city that meets the financial independence requirements and work with an experienced local team, you should be OK.The goal of real estate investing is financial independence.

You hit the nail on the head...that's where the SFH to Duplex conversion gets financially unrealistic.

This means they don't care as much about your personal financials.

That helps you recover some of the money so if things proceed to a lockout, you're not as bad off financially.

Some "go with their gut" which is a bad way to measure someone's financial responsibility.