Too bad, so sad.There are additional closing costs that have to be paidYou may trigger an investigation by regulatorsEach time you change title it’s likely that taxes are due – explain that to the IRSYou’ve messed up title insurance big timeYou have probably invalidated the homeowner’s/landlord insurance.If any of this confuses you, DO NOT DO SUBJECT TO until you are taught properlyThat’s what comes immediately to mind from my 30 years of doing & teaching Subject ToExecutory Contracts by definition violate the same Due on Sale that just got calledHere is the actual wording of the Due on sale clause18.

As Don explained what the wrap does is give the buyer who is the payor of the wrap the right to step in and payoff the first and in the AITDS we used he would wipe out the warp owners equity. 

@Keith RichardsonMake sure the accountant explains your total compliance costs for the varying setups as well.   

I'm writing this in December 2024, when every other question asked on the Bigger Pockets tax forum is about STRs. If you're not sure what the fuss is all about, read this older post first:https://www.biggerpockets.com...

So better to put any fears they have to rest and explain the situation. 

Most inspectors will know that properties only need to meet whatever the code was when they were built, not current code and they usually explain that properly IME.

That's the only solution and it doesn't require fifteen paragraphs to explain or justify.

And because you purchased the property for only $200,000 and only put $10,000 into the repairs, the appraiser is going to have to explain to the bank why they think the value is $80,000 more than when you bought it a few weeks ago if you only put $10,000 into it.

You could try explaining to your previous lender that while you value the relationship, the numbers make more sense with the new lender this time. 

Having said that, the best course of action is to tell the tenant what day and time the appointment is and explain if she wants to be there for it that's fine, if she can't be there, that is fine too, the workers will be entering her property without her being there.