Even then, the IRS may scrutinize the transaction if it appears the intent was to immediately convert the property into a personal residence.Additionally, if you eventually sell the property after converting it to a primary residence, you may qualify for partial benefits under the Section 121 exclusion for primary residence gains.

Could call the title company or transaction coordinator to validate.   

We don't pay vendors by credit card or cashapp because it is far too hard to keep the accounting straight with a high volume of transactions to do that. 

Several people told me I shouldn’t do this, but it’s one effective way that helped me scale up to 29 SFR in 9 years.

I have serious doubts that the company officers have maintained their fiduciary duty to RAD's investors in many of these related-party transactions. 

Our clients have used 1031 exchanges very effectively when they have a property that turns out to not be the right fit for them.

This means there are no checks and balances to ensure all transactions are entered correctly.

One thing though is that there are requirements coming into effect soon where wholesalers will need to get their license in PA for any properties that they wholesale, so you might want to look into that before it becomes official!  

There are also some benefits to leverage such as tax breaks that lowers the effective cost of borrowing the money.

I completely agree with @Ashish Acharya's points about the cost-effectiveness of a HELOC and the potential credit implications if it’s secured by your primary residence.