2) Provide a signed and dated letter from your CPA (on company letterhead) conforming that you don’t file tax returns for your single member LLC

I know that you have to make sure the two seperate lots are still big enough to conform to their zoning.

A single mobile home is not allowed to be placed inside city limits, and MHP's must be 5 acres or more, and conform to specific construction standards. 

.- what if i were to convert the garage into a non-conforming unit?

Brandon, Commercial loans are inferior to a conforming product in really every way.

My apologies if I've overlooked them.1) INDEPENDENT CONTRACTOR AGREEMENT2) FINAL SCOPE OF WORK3) PAYMENT SCHEDULE4) INSURANCE INDEMNIFICATION AGREEMENT5) FINAL & UNCONDITIONAL LIEN WAIVERI've found multiple samples across the web, but wanted to see if anyone has copies of these they swear by.I'm in Texas, so these docs have to conform to state statutes in regard to arbitration, etc.

(b) Plumbing facilities which conformed to applicable law when installed and which are maintained in good working order.

I have couple properties in Charleston which I have financed by conforming loans.

Our tax rates are high, and (particularly with the new tax law) there is a lot of non-conformity with federal tax rules  Therefore, even if you do not go with a California CPA you will probably want to go with someone who is very familiar with California tax laws.

A "conventional, conforming" loan (from Fannie Mae or Freddie Mac, if you recognize those names) have no prepayment penalty.